An Honest Discussion - Will Banks Use Ripple's XRP Token Today I am joined by Ripple & XRP enthusiast Sam from To The Lifeboats Youtube channel. He has worked in IT & followed Ripple & XRP closely for a while now. We discuss whether banks will use xRapid, xCurrent, XRP & other services offered by Ripple. #Ripple #XRP #Cryptocurrency 0:00 Background 5:15 Ripple vs XRP 8:15 xRapid & xCurrent 14:25 Centralised vs Decentralised 18:10 Bank Coins, Stablecoins & Libra 21:10 Competition From Other Cryptocurrencies 23:50 Payment Network vs Settlement Layer 26:50 Regulation & KYC 29:45 Volume & Liquidity & Net Demand 35:25 XRP vs Lightning Network 38:50 Can Ripple Pivot? 41:28 MoneyGram & Pay To Play? 43:55 Western Union Failed Trial 48:20 Retail HODLers 51:20 Volatility 54:25 Bitcoin Scaling & Defi vs Ripple 58:10 Implementing Privacy Sam: youtube.com/tothelifeboats ? Get a weekly snapshot of all the important crypto news, market & sentiment movements, key dates & more directly to your inbox. Join: Nugget's Weekly Digest: http://nuggetsnews.com.au/digest ? To accelerate your understanding of cryptocurrency and acquire all the tools required to become a successful cryptocurrency investor & trader. Join Nugget’s Crypto Community: https://nuggetsnews.com.au/nuggets-crypto-community/ ? Nugget's Crypto Podcast : http://nuggetsnews.com.au/podcast ???Socials Facebook: http://fb.me/NuggetsNews Twitter: https://twitter.com/NuggetsNewsAU LinkedIn: https://www.linkedin.com/company/NuggetsNews Instagram: http://instagram.com/NuggetsNewsAU Reddit: https://steemit.com/@NuggetsNews ? Join our Mailing List: https://nuggetsnews.com.au/newsletter/ ? Contact Us: http://bit.ly/2tHKKwN ?? Own Cryptocurrency in your Superannuation https://newbrightoncapital.com/nugget ("NUGGET" When completing the application) ??Australian Crypto Tax: https://cryptotaxaus.com.au/nuggets-news/ or mention: 'Nugget's News' for 10% discount. ? Need to purchase/sell large amounts of crypto? https://calebandbrown.com/ (Discount code: Nugget's News) ? Hire me to Speak: https://www.linkedin.com/in/AlexSaundersAU/ ? Crypto Clothing: http://shrsl.com/nf7o ? Secure your crypto Ledger: https://www.ledgerwallet.com/r/f536 Trezor: https://shop.trezor.io?a=esyfabvzr6zu Ecomi: https://securewallet.shop/products/secure-wallet (Discount Code: NUGGET) ? Some of my favourite places to buy & trade coins: Coinspot: https://www.coinspot.com.au?affiliate=YNV53 Abra: Get $25 free when you sign up to trade with Abra & deposit $5 or more: https://invite.abra.com/CY0netIemV Bitmex: https://www.bitmex.com/register/NFIXYP Coinbase: https://www.coinbase.com/join/54152b230bf6fa71dd000002 Binance: https://www.binance.com/?ref=10788816 Binance EU: https://www.binance.je/?ref=35028437 KuCoin: https://www.kucoin.com/#/?r=188MQ Huobi: https://www.huobi.com.au/invite-success?invite_code=j4223 BiBox: https://www.bibox.com/signPage?id=11468551&lang=en BitFinex: https://www.bitfinex.com/?refcode=FJfGA79ciH EthFinex: https://www.ethfinex.com/?refcode=FJfGA79ciH The Chart Guys: ? Crypto Trading Course: Discount code: Nugget10 https://www.chartguys.com/courses/crypto/?ref=5 ? Crypto Alerts System: Discount code: NUGGY10 https://crypto.chartguys.com?af=539351d975 Trader Cobb: Advanced Trading Courses: Discount code: TCNUGGET10 ?https://www.tradercobb.com/cryptocurrency-education-courses/ Disclaimer: I AM NOT A LICENSED FINANCIAL ADVISOR. MY VIEWS ARE GENERAL IN NATURE AND SHOULD NOT BE TAKEN AS FINANCIAL ADVICE. ALWAYS DO YOUR OWN RESEARCH BEFORE INVESTING ANY MONEY.